Who needs Cyber Liability?
What's covered
Forensic investigation, customer notification, credit monitoring services, and PR crisis management.
Ransom payments and costs to restore systems after a ransomware attack.
Lost income and extra expenses when a cyber attack forces you offline.
Defense and damages when customers sue over their compromised personal information.
Penalties from regulatory bodies for data protection violations (where insurable by law).
Claims from third parties harmed by a security failure on your network.
What's not covered
Examples by industry
Your salon's booking system is hacked and client data is exposed; cyber liability covers notification and recovery costs.
A breach of your restaurant's POS system leaks customer card data; cyber liability covers the response and liability.
Ransomware locks your scheduling and client records; cyber liability covers the recovery and any extortion handling.
A breach exposes confidential client files at your firm; cyber liability covers notification, credit monitoring, and claims.
Hackers steal customer payment data from your online store; cyber liability covers the breach response and fines.
A cyberattack disrupts your dispatch software and leaks data; cyber liability covers recovery and liability costs.
A breach of your SaaS platform exposes user data; cyber liability covers notification, defense, and third-party claims.
Your customer database is breached and personal info is stolen; cyber liability covers the response costs.
A hack exposes client media and contracts on your servers; cyber liability covers recovery and any claims.
Wire-fraud hackers compromise a transaction email; cyber liability helps cover the breach response and exposure.
Part of the Knack guide
Learn Cyber Liability alongside every other coverage in our full guide.
Open in the full guideNeed help deciding?
Upload your current policy and our AI will analyze your coverage gaps.
Analyze my coverage